Nolus Protocol, a Web3 financial suite, introduces groundbreaking advancements in money markets through its pioneering DeFi Lease, aimed at propelling the decentralized finance space to new heights. As proud supporters and validators of the protocol, we are dedicated to driving innovation in the decentralized finance space.
The DeFi Lease: Redefining Money Markets
The DeFi Lease by Nolus establishes a dynamic money market that bridges lenders seeking yield on stablecoins and borrowers looking to access more digital assets than their current equity allows. Borrowers lock up a down payment as collateral to leverage their holdings in a preferred digital asset.
Nolus DeFi Lease offers up to 150% financing on the initial investment, providing users with ownership over the digital asset. Boasting lower margin calls and total costs, the user-friendly UI enhances the overall experience.
Nolus Protocol's Lightning-Fast Layer-1 Blockchain
Nolus Protocol utilizes a lightning-fast Layer-1 blockchain built with Cosmos SDK. This decentralized, censorship-resistant medium incurs minimal transaction costs and ensures no custody over users’ funds.
Addressing Challenges in the DeFi Sector
The DeFi industry faces challenges hindering mass adoption, including steep over-collateralization requirements and high risks of liquidation for users engaging in various financial instruments.
Over-Collateralization Dilemma:
- Users are burdened by over-collateralization, tying up valuable capital and limiting market potential.
- Nolus DeFi Lease reduces collateralization levels by offering financing up to 150% on the initial investment.
Liquidation Risk:
- High risks of liquidation in both CeFi and DeFi.
- Nolus DeFi Lease boasts 40% lower liquidation rates compared to the market average.
Cost and Complexity:
- Variable interest rates between 11% and 30% in CeFi and DeFi.
- Ethereum transaction fees reaching 50% for smaller amounts.
- Nolus ensures low total costs with a fixed interest rate and minimal additional transaction costs.
User Experience:
- Complex onboarding, concepts, and processes deter users.
- Nolus offers a clear and quick experience with an intuitive UI and simplified onboarding processes.
Nolus Protocol's Solutions
Nolus DeFi Lease addresses these challenges with innovative solutions:
- Financing up to 150% on the initial investment, reducing collateralization.
- 40% lower liquidation rates compared to the market average.
- Low total costs with fixed interest rates and minimal transaction costs.
- Ownership remains with the user.
- A user-friendly interface with simplified onboarding processes.
Key Features: Merging TradFi and DeFi
Nolus Protocol aims to merge TradFi and DeFi, offering a holistic experience with various financial instruments:
Finance → DeFi Lease:
Defines a money market between lenders and borrowers, offering predictability and fixed borrower terms.
Asset Management:
Manage, swap, ramp, earn yield, and stake seamlessly.<
NLS Token: Incentivizing Users
The NLS token incentivizes users with reduced interest rates, special down payment options, governance rights, and transaction fee payments.
Nolus Protocol’s goal is to build a user-centric automated money market, creating substantial value for all participants in the DeFi ecosystem.